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1300-856-894

Australia - Trade Finance - Commercial Capital

Solutions to your short-term cash flow problems

Turn your slow-paying invoices into cash with invoice factoring. Keep your business flexible and financially stable.

Solutions to your short-term cash flow problems

Turn your slow-paying invoices into cash with invoice factoring. Keep your business flexible and financially stable.

Get an Instant Quote

Financial Solutions
for Your Business

Companies are taking longer and longer to pay their invoices, creating cash flow problems for small businesses.

Improve your cash flow with invoice factoring and put our 10+ years of industry know-how to work for you.

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Invoice
Factoring

If your clients pay in 30 to 90 days and you need immediate cash to pay company expenses, then invoice factoring may be the answer to your temporary cash flow challenges. This finance option is available for companies of all sizes.

Learn more

Progress Claim
Financing

If you are a subcontractor operating under the Security of Payments Act and your clients, principal contractors and builders pay in 30 to 60 days, progress claim financing may be for you.  This finance option provides funds to cover company expenses.

Learn more

We have a proven track record working with Australian companies in most industries, including construction, labour hire and consulting.

Focus on improving operations and exploring growth opportunities

If you have invoices due from clients in 30 to 60 days but need the cash now, invoice factoring may be for you.

Get dependable, short-term cash flow support today!

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Go from 30 to 90 day waits to quick cash flow with our invoice factoring services

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With Our

Financing Solutions

  • You can get quick working capital for your small to mid-sized business.
  • You tap into our 10 years of experience to find the right solution for your short-term cash flow problems.
  • You can meet your financial needs so employees and suppliers stay happy and loyal.

Are You Set Up for

Invoice Factoring Success?

Our experience helping hundreds of small businesses tells us companies that successfully use factoring typically:

  • Plan to use invoice factoring strategically as a bridge to bank financing.
  • Work with high-quality commercial clients but need invoices paid quicker than your clients generally pay.
  • Have payable invoices due in 30 to 60 days.
  • Have reasonable profit margins.
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Get the Funding You Need

Simply fill out this form and a credit manager will contact you shortly, or call 1300-856-894 to speak directly to a representative.

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We offer competitive factoring and progress claim financing rates. Terms vary based on transaction risk and will be explained by your credit manager. 

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Integrity is number one at Commercial Capital. So you can be assured that in every interaction you have with us, we will be honest and straightforward.

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Praise for Commerical Capital

Quote Iocn

Marco Terry’s actions and efforts for the 20+ years I’ve worked with him show how much he cares about his clients. I have been in the trucking industry for a long time, and he was the only factoring company that understood that owner-operators should only use factoring as a short-term solution because of its cost.

Now, I am an insurance agent and work with owner-operators and small fleets. Any time one of my customers or another truck owner asks me about factoring, I refer them all to Commercial Capital without hesitation.
Joel Baker
Transportation insurance agent and trucker

For over 15 years, I’ve worked with Marco Terry at Commercial Capital. Commercial Capital is a fantastic resource for small businesses looking for creative capital solutions. Marco’s industry knowledge and reputation are among the top in the financing space. By understanding the borrower’s needs and the lender’s capabilities, Marco creates an efficient, results-driven process that benefits everyone. I highly recommend Commercial Capital.
Darren Palestine
Commercial Finance Partners

We’ve had the pleasure of working with Commercial Capital LLC for nearly 18 years and have always found them to be very professional, knowledgeable and reliable. I look forward to working with them in the future and highly recommend their services.
Tony Neglia
Stonebridge Financial Services

I have worked with Marco from Commercial Capital for well over a decade, and he possesses a unique skill set. His company has a deep understanding and knowledge of several financial products. They always seek the best for clients with professionalism and integrity. Trust and transparency are the cornerstones of his company.
Doug Andreaus
JD Factors
Marco Terry

A Few Words from Our Founder

Marco Terry

I’ve been helping companies solve their short-term cash flow challenges through trade finance for over 10 years. Invoice factoring, purchase order financing and sales ledger financing are among small and mid-sized businesses’ most valuable financing methods.

The companies most successful with invoice factoring understand it’s a temporary bridge to a longer-term financing solution. They have a plan to eventually transition to another type of funding, such as bank financing. 

Let Commercial Capital help you solve your
short-term cash flow problems.

Get Started

Discover More About Invoice Factoring and Progress Claim Financing

debtor financing work
Debtor Finance

How Does Debtor Finance Work?

Debtor financing has been gaining popularity in Australia as a way to finance small and growing businesses that need working capital. This solution allows you to finance slow-paying invoices, which provides immediate funds to pay for company expenses. This article explains how the debtor financing process works and helps you determine if it is the right financing […]
Read More How Does Debtor Finance Work?
invoice discounting
Debtor Finance

What is Invoice Discounting?

Invoice discounting is a form of debtor finance. It helps companies that have cash flow problems because customers are paying invoices in 30 to 90 days. Offering payment terms is expected when working with larger commercial and industrial customers. However, allowing customers to pay in 30 to 90 days can affect your cash flow if your financial reserves are […]
Read More What is Invoice Discounting?
post it with invoice factoring
Factoring

What is Invoice Factoring?

Summary: Invoice factoring is a type of debtor financing that allows a company to finance its accounts receivable ledger. This financing is often used by companies that have cash flow problems because their clients pay invoices in net-30 to net-60 day terms. Factoring has been gaining popularity in Australia as a way to finance small […]
Read More What is Invoice Factoring?
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