Commercial Capital LLC is a leading provider of specialized trade financing to Canadian lower-middle and middle market companies. We have over 20 years of experience financing growing businesses.
Fill out this form or call us toll-free at (877) 300 3258 to discuss a transaction.
Middle-Market Solutions
Asset-based Loans
A specialized program that helps established companies that want to finance their accounts receivable, inventory, equipment, and machinery.
Note: Not available in all provinces. Company must have minimum yearly revenues of $12,000,000
Supplier Financing
A specialized program that helps established manufacturing companies and distributors that need to source materials to build inventory or fulfill orders.
Note: Not available in all provinces. Company must have minimum yearly revenues of $2,000,000
Service: Asset-based Lending
An asset-based loan provides financing secured by a company’s assets. It improves your company’s liquidity and can be used to cover expenses or to grow the business.
We can finance the following assets:
- Accounts receivable
- Inventory
- Machinery
- Equipment
Asset-based loans can be structured as a term loan, revolving line, or a combination of both. The facility’s structure depends on the collateral backing the transaction.
a) Advantages
Asset-based financing lines have several advantages over other solutions. These include the following:
- Flexible capability
- Easier compliance
- Fewer covenants
- Simpler qualification
- Available to distressed companies
b) Qualification requirements
Asset-based loans have simpler qualification requirements than comparable bank financing. The main requirements include the following:
- Yearly revenues of $12,000,000 or more
- Eligible accounts receivable
- Other assets (optional)
- Reliable financial statements
- Effective financial controls
The lines are also available to companies that have been referred to special assets and to select distressed companies.
Service: Supplier financing
Supplier financing helps manufacturers and distributors that need funds to pay suppliers. The line may be used to buy finished goods or raw materials. It covers your supplier costs of the order, enabling you to fulfill growing orders.
a) Advantages
Supplier financing lines have several advantages over other trade finance solutions. These include the following:
- Compatible with most existing financing
- Flexible limits
- Buy raw materials
- Simple qualification requirements
b) Qualification requirements
Supplier financing has simpler qualification requirements than many alternatives. The main requirements include the following:
- Be a manufacturer or product supplier
- Be credit insurable
- Be based in Canada
- Sell a minimum of $2,000,000 per year
- Have a minimum of three (3) years of profitable operations history
- Provide accurate financial statements
- Have product liability insurance
- Have existing and working relationships with suppliers