Smooth out cash flow with invoice factoring
Turn slow-paying invoices into cash quickly. Get funds to pay expenses and take on new work. Trusted for 20+ years
Smooth out cash flow with invoice factoring
Turn slow-paying invoices into cash quickly. Get funds to pay expenses and take on new work. Trusted for 20+ years.
Get an Instant Estimate
*No obligation. Estimate is non-binding.
Turn invoices into cash flow
Factoring works best for companies that invoice creditworthy customers on net terms. We advance funds on approved invoices, so cash flow stays predictable while you wait for payment. Fast approvals and a straightforward process.
Invoice Factoring Financing
Turn outstanding invoices into working capital so cash flow stays on track as customers pay on terms.
Transportation Factoring
Advances on freight bills so carriers can keep trucks moving on schedule while waiting to be paid.
Construction Factoring
Invoice factoring for subcontractors that need funds for project expenses. Minimum $50,000 in A/R.
Middle-Market Financing
Larger credit facilities for established companies using receivables and other assets. Minimum $1,000,000 in A/R.
Our team has experience across many industries including transportation, manufacturing, construction, staffing, consulting, and healthcare.
Cash flow support for growing companies
Even healthy companies hit timing gaps between delivering work and getting paid. Factoring unlocks cash from approved invoices so you can stay ahead of payroll, materials, and vendor bills.
Get an online estimate or call us to discuss your options.
Turn 30 to 90 day payment terms into fast, predictable cash flow with invoice factoring
Predictable Cash Flow
You Stay in Control
Is Factoring a Good Fit
for You?
Factoring works best when you have open invoices and customers who consistently pay on terms and:
Get the Funding You Need
Simply fill out this form, and a credit manager will contact you shortly or call (877) 300-3258 to speak directly to a representative.
We offer competitive factoring rates – as low as 1.15%, based on your volume and industry.
*** Rates for other products vary.
Integrity is number one at Commercial Capital, so you can be assured that in every interaction you have with us, we will be honest and straightforward.
Praise for Commercial Capital
A Few Words From Our Founder
Marco Terry
I’ve been helping companies solve their short-term cash flow challenges through trade finance for over 20 years. Invoice factoring, ledgered lines of credit, and asset-based loans are among the most valuable financing methods available to small and mid-sized companies.
Successful companies often use invoice factoring as a stepping stone to longer-term financing. As they grow and build a stronger operating history, they can transition to a ledgered or conventional bank line of credit.
Let Commercial Capital help you solve your short-term cash flow problems.
Discover More About Invoice Factoring and Asset-Based Loans
How Does Factoring Work?
Summary: Factoring is a type of financing that helps improve the cash flow of companies that have slow-paying invoices. This form of financing gives the client access to immediate funds, which can then be used to pay for business expenses and to grow. In this article, we show you how factoring works. We go over […]What is Freight Factoring? How Does it Work?
Freight factoring, also known as freight bill factoring, is a form of business financing in the transportation industry. It helps carriers and brokers improve their cash flow by financing their invoices from slow-paying clients. Factoring provides companies with the funds to operate and grow to their full potential. We cover the following: 1. How does […]What is Construction Factoring? How Does it Work?
Construction factoring is a specialized type of invoice factoring adapted to work in the construction industry. It helps subcontractors improve their cash flow by financing their net 30/60 invoices from commercial clients and General Contractors (GC). This article explains how construction factoring helps you, how it works, its advantages, and its limitations. The article will […]
